Ohio Veterinary Medical Association, Inc., an Ohio non-profit corporation (“we”, “us”, or “our”) thanks you for accessing and using one of our websites, ohiovma.org or mvcinfo.org and/or its mobile software application (each individually referred to herein as the “Site”). This Privacy Policy (this “Policy”), along with the Terms of Use (the “Terms of Use”), governs your use of the Site, the services provided by us through the Site (including, without limitation, various cloud-based services) (collectively, the “Services”), and the manner in which we collect, use, maintain, and disclose data and information (the “Information”) provided, collected, or inputted by you and other visitors and users of the Site (each individually, a “User” and collectively, the “Users”). We respect your privacy and will take reasonable steps to protect the Information we receive and collect from you when you use the Site. By accessing the Site, you agree to comply with and be bound by the terms and conditions of this Policy and the Terms of Use.
The purpose of our Services is to streamline and simplify the gathering, storage, and retrieval of important and/or necessary Information from our members and guests. In this respect, the Users of the Site may provide Information, but we do not require a User to provide us with Information. Each User using the Services provided by us is responsible for ensuring: (a) that he or she meets the qualifications of an authorized User; and (b) the accuracy and completeness of all Information he or she supplies to us.
This Policy describes the types of Information that we collect from you as a User of the Site and how we use, maintain, handle, and disclose such Information, including with whom we may share such Information. This Policy does not apply to any website, product, or service of any third party, even if any such website, product, or service links to (or is linked from) the Site. By accessing and/or using the Site, you expressly consent, represent, and warrant to us that you and the end user of the Site consents to our collection, use, maintenance, handling, and retention of the Information submitted to the Site. Your access and use of the Site are also governed by the Terms of Use. If you do not agree with the terms and conditions of this Policy and the Terms of Use, you should delete all Cookies (as hereinafter defined) from your browser cache after visiting the Site and should not access, visit or use the Site again. Your continued access and/or use of the Site signifies and shall be deemed your acceptance of this Policy and the Terms of Use. We reserve the right to modify, amend or change this Policy from time to time, at our sole discretion.
We may collect Information from Users in a variety of ways, including, without limitation, when Users visit or access the Site, register or log-on to the Site, place an order, respond to a survey, fill out a form, or participate in any other activities, features or resources we make available on the Site.
The type and nature of the Information we may collect from you when you visit, access or use the Site includes, without limitation, the following: (a) personal identifying information voluntarily provided by you when you sign up for an account or subscription with us, including, without limitation, your name, user identification, phone number, mailing address, email address, job title, job function, job level, company name, social security number, password, and credit card information (collectively, the “Personal Information”); (b) contract information; (c) communications that are reported to us about the operation of the Site; (d) technical information, including, without limitation, the User’s browser or domain name, the User’s internet protocol address, the name of the web page from which the User entered the Site, the locations the User visits within the Site, the amount of time the User spends on each page of the Site, the type of computer used to access the Site, information relating to the User’s means of connecting to the Site (e.g., the operating system used, the internet service provider used, and other similar information) and other Information acquired through the use of Cookies (as defined herein below); and (e) other content that is collected from or stored by you on the Site, including, without limitation, any Information you may provide. Additionally, when you contact us for support or other service requests, we may create and maintain support tickets and other records related to the requests, including any information provided by the User related to such support or service requests. We may also collect call recordings related to support and service-related calls.
You or any other User may always refuse to provide Information to the Site, including, without limitation, Personal Information; provided, however, that such refusal may prevent you or such other User from engaging in certain Services or activities otherwise available on the Site.
(a) Provide Services to Our Members. We use the Information collected from you and other Users of the Site to provide the Services to our members and guests. In this respect, our use of the Information includes, without limitation, gathering, collecting, and storing Information (including, without limitation, Personal Information) provided by and forms containing Information (including, without limitation, Personal Information) populated by a User.
(b) Operate Our Site. We use the Information collected from you and other Users of the Site to operate the Site. In this respect, our use of the Information includes, without limitation,: (i) responding to our members’ requests (e.g., payment processing, registration to our payment portal, porting in the end User’s Personal Information, etc.); (ii) providing member Services (e.g., resolving problems with our members’ accounts and profiles or the Site); (iii) promoting the use of our Services; (iv) improving the Site; and (v) providing information about our members’ accounts.
(c) Analyze and Aggregate Non-Personal Information. We use the Information collected from you and other Users of the Site to aggregate non-Personal Information and extracted Information that does not identify specific Users to: (i) analyze the User’s behavior as it relates to access and log-in attempts; (ii) analyze, operate, develop, correct, enhance, and improve the Site and our Services and offerings; (iii) conduct internal studies, analysis, and reports for the purpose of developing, correcting, enhancing, and/or improving our Services; and (iv) generally publish samples, examples, and information relating to our Services.
(d) Prevent Fraud. We use the Information collected from you and other Users of the Site to prevent, detect, and investigate fraud, security breaches, potentially prohibited or illegal activities, enforce our Terms of Use and protect the rights and safety of the Users and us.
(e) Communicate with You. We use the Information collected from you (including, without limitation, your Personal Information) to contact you to maintain your account, fulfill service requests, and for other purposes authorized by law.
(f) Member Information. Upon request, we may disclose to a member the activities of its authorized Users on the Site, including, without limitation, providing Information provided by authorized Users and collected by us to the member.
(g) Providers. We have relationships with various third party providers to maintain and provide services to us, and do share Information with them in order to obtain and maximize the benefit of such services. These third party providers are all bound by confidentiality agreements that protect the privacy of the Users, must utilize Information solely for providing services on our behalf and are bound to keep any Information (including, without limitation, Personal Information) they receive secure. We do not share, sell, rent or trade Information with third parties for their promotional purposes.
(h) Social Media Features and Widgets. The Site may include social media features and widgets, such as information “share” and interactive features that run on the Site. If you choose to interact with any such features, certain Information may be collected by the Site, including, without limitation, your internet protocol address and the identity of which page you are visiting on the Site, and a Cookie may be necessary to enable the feature to function properly. Such social media features and widgets may be either hosted by a third party, in which case your interactions with such features are governed by the privacy policy of such third party, or hosted directly on the Site, in which case your interactions with such features are governed by this Policy and the Terms of Use.
(i) Advertising. From time to time, we may partner with a third party to either display advertising on the Site or to manage our advertising on other websites. Our third party partner may use technologies, such as Cookies, to gather information about your activities on the Site and other websites to provide you advertising based upon your browsing activities and interests.
(j) Billing. We may, from time to time, use a third party service provider to manage credit card processing of the members. This service provider is not permitted to store, retain, or use any Information for any reason, except for the sole purpose of credit card processing on our behalf.
(k) Compelled Disclosure. We reserve the right to use or disclose Information provided by you if required by applicable law or if we reasonably believe that use or disclosure of Information provided by you is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process.
Except as provided below, we will not sell, rent, trade or otherwise transfer any collected Information to any third party without your explicit permission, unless we are obliged to do so under applicable laws or by order of the competent authorities. Further, we may also share your Information with our affiliates and other website providers (e.g., email notification and/or payment processing websites as applicable to your registration) which are providing websites relating to your use of the Site. The registration information that you provide to us may be sent to those providers in order to deliver their websites. Similarly, Information that you provide to those providers may be sent to us in order to operate the Site.
As we continue to develop our organization, we may merge with, consolidate, combine, or otherwise transfer interests to affiliated entities or other third parties. In such transactions, as well as in the event all or substantially all of our assets are acquired by a third party, Information of our users will generally be one of the transferred assets. We reserve the right to include your Information, collected as an asset, in any such transfer to a third party. The use of any Information by a third party transferee shall continue to be subject to applicable law. In the event of any such transfer, notice will be posted, and you may elect to discontinue your use of the Site and/or request removal of your Information.
We reserve the right to access, use, preserve or disclose any Information we have access to if we have a good faith belief that such access, use, preservation or disclosure is reasonably necessary to: (a) satisfy any applicable law, regulation, legal process or enforceable governmental request; (b) enforce our contractual agreements, including, without limitation, investigation of potential violations; (c) detect, prevent, or otherwise address fraud, security or technical issues; or (d) protect against imminent harm to the rights, property or safety of us, the Users or the public as required or permitted by law.
You can review and change your Personal Information at any time by accessing your account on the Site. You should promptly update your Personal Information if it changes or becomes inaccurate.
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of the Information you provide on the Site, including, without limitation, your Personal Information. We will only keep collected Information for as long as reasonably necessary, which determination will be based on several factors, including, without limitation, the original purpose for collecting the Information, the length of time you have an account with or receive Services from us, the pursuit of our legitimate business interests, the conduct of audits, the compliance with our legal obligations, the resolution of disputes and the enforcement of our agreements. We will only use collected Information for the purposes for which it was collected, to provide Services to you, to comply with our legal obligations (including, without limitation, any applicable legal or ethical reporting or document retention requirements), to pursue our legitimate business interests, to conduct audits, to resolve disputes and to enforce our agreements. We will limit access to your Personal Information to specific employees, contractors and agents who have a reasonable need to access your Personal Information.
We store Personal Information using generally accepted encryption, firewalls and other data-storage technology (including, without limitation, User authentication and verification procedures). We cannot guarantee that any Information is totally secure. Although we review our encryption, data storage, data processing practices and security measures from time to time, third parties may unlawfully access, intercept or otherwise become aware of Information or private communications. We do not represent or warrant that the Site is protected from such unlawful interception or other harmful events, such as computer viruses, malware, data mining and security or privacy threats. We are not responsible for intercepted Information sent via electronic means, including, without limitation, e-mail or e-commerce transactions. You hereby release us and our officers, directors, members, managers, employees, agents and assigns from any and all claims, actions, liabilities, damages, costs and expenses arising out of or relating to the use of Information intercepted or accessed by third parties in an unauthorized or unlawful manner.
An internet tracking cookie (or HTTP cookie), tag, script, or web beacon is a small piece of text or code stored on a User’s device by a web browser (such as Internet Explorer®, Apple® Safari®, Google® Chrome®, or Mozilla® Firefox®) (each individually, a “Cookie” and collectively, the “Cookies”). We may also use a third party tracking utility partner to gather certain Information automatically and store it in log files. Web pages (like those incorporating the Site) use Cookies and tracking Information for authentication, session navigation tracking, analyzing trends, administering the Site, gathering demographic information and storing Site preferences. We may use Cookies to better serve you when you return to the Site. If you do not want to enable the Site to place Cookies on your computer, you can adjust your web browser’s security settings to block Cookie placement. You can also adjust your web browser settings to notify you when your computer receives a Cookie, which gives you a chance to decide whether or not to accept the Cookie before it is placed on your device. If you decide not to accept a Cookie from the Site, you may not be able to use all of the features of the Site.
We may provide HTML links to third party websites. We are not related to or affiliated with the third parties to whom we provide such links, and we are not responsible for the content, accuracy or privacy practices of the websites to which such HTML links are directed. You should be aware that if you follow such a link to another third party website, that site is not subject to this Policy, and we have no control over the use of Information disclosed on such sites. We are not responsible for the privacy practices or content of such other sites. This Policy applies only to the Site and not to any third party websites, web pages or domains operated by third parties. As a general rule, you should always consider checking the privacy policies of third party websites before submitting Information to such websites.
This Policy is governed by and construed in accordance with the laws of the State of Ohio, without giving effect to any principles of conflict of laws. All claims, disputes and disagreements arising under or relating to this Policy shall be submitted to and settled by binding arbitration in Columbus, Ohio. The arbitration shall be conducted on a confidential basis pursuant to the Commercial Arbitration Rules of the American Arbitration Association. The parties agree to be bound by the arbitrators’ decision, and they further agree that a judgment upon the award may be entered in any court of competent jurisdiction. THE PARTIES HEREBY UNCONDITIONALLY WAIVE THEIR RESPECTIVE RIGHTS TO A JURY TRIAL, TRIAL BY JUDGE OR CLASS ACTION OF ANY CLAIM OR CAUSE OF ACTION BASED UPON OR ARISING OUT OF, DIRECTLY OR INDIRECTLY, THESE TERMS, ANY OF THE RELATED DOCUMENTS, AND/OR DEALINGS BETWEEN THEM RELATING TO THE SUBJECT MATTER OF THESE TERMS.
We reserve the right to modify, amend, or change this Policy at any time, at our own discretion. If we modify, amend or change this Policy, we will adjust the “Last Modified” date at the bottom of this Policy and post such modified, amended or changed Policy on the Site. For this reason, you should check the Policy each time you use or visit the Site to keep informed of any modifications, amendments or changes to this Policy. Your continued access and/or use of the Site after such modification, amendment or change will constitute your: (a) acknowledgment of the modified Policy; and (b) your agreement to abide and be bound by this Policy, as modified and amended.
The Site is not intended for use by children under eighteen (18) years of age, and we do not knowingly or intentionally collect Information from children under eighteen (18) years of age. If you believe that we have collected Information from a child under eighteen (18) years of age, please contact us so that such Information may be deleted. Further, if we become aware that we unknowingly collected Information, including Personal Information, from a child under the age of eighteen (18) without parental consent, we will delete that Information as quickly as reasonably possible.
If you have any questions, you may contact us at ohiovma@ohiovma.org, or using the “contact us” form on the Site.
By accessing and/or using the Site, you signify your acceptance of this Policy. If you do not agree to this Policy and the terms and conditions hereof, you should not access or use the Site. Your continued access and/or use of the Site following the posting of modifications, amendments or changes to this Policy will be deemed your acceptance of those modifications, amendments or changes.
Last Modified: February 26, 2020
These Terms of Use (these “Terms”) govern the terms under which each user of the Site (hereinafter referred to as “you”, “your”, or a “user”) may access and use the Site and any accompanying services provided hereunder or associated therewith (collectively, the “Services”) and made available by the Company.
THESE TERMS CREATE LEGAL RIGHTS AND RESPONSIBILITIES BETWEEN YOU AND THE COMPANY. BY ACCESSING THIS SITE, USING THE SERVICES, USING OR UPLOADING INFORMATION TO THIS SITE, OR DOWNLOADING INFORMATION FROM THIS SITE, YOU REPRESENT THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS AND THE PRIVACY POLICY AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS AND THE PRIVACY POLICY, YOU ARE NOT AUTHORIZED TO AND SHOULD NOT ACCESS THIS SITE, USE THIS SITE, UPLOAD INFORMAITON TO THIS SITE, DOWNLOAD INFORMATION FROM THIS SITE, OR OTHERWISE USE OR ACCESS ANY OF THE SERVICES. VIOLATING THESE TERMS MAY, IN THE COMPANY’S SOLE AND ABSOLUTE DISCRETION, RESULT IN TERMINATION OF YOUR ACCOUNT TO OR RIGHT TO USE THIS SITE.
To fully utilize the Services, you must register for an online account, pay a registration fee, provide your name, email address and any other information required by the Company’s registration process, and create a password. You are responsible for the confidentiality of your password and the use of your account. You agree: (a) that you are solely responsible for all activities that occur in connection with your account; (a) to immediately notify the Company of any unauthorized use of your password or account or any other breach of security; and (c) to ensure that you exit from your account at the end of each session. The Company cannot and will not be liable for any loss or damage arising from your failure to comply with the terms of this Section 1.
You may be required to provide on the Site true, accurate, current, complete, and valid financial information for purposes of online billing or payment processing for the Services. If you supply such information that is untrue, inaccurate, not current, or incomplete, or if we reasonably believe or suspect that such information is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your status ability to access or use the Site and/or suspend, discontinue, or terminate the Services or any portion thereof, either temporarily or permanently, and with or without notice. Further, by providing the Company such information, you are thereby authorizing and permitting the Company to charge the credit card listed in such information for all applicable fees incurred in connection with your use of the Services. Your account will specify all charges that have been made by the Company. You are responsible to notify the Company of any changes to your financial information.
Each user represents that he or she is at least 18 years of age or an emancipated minor and is fully able and competent to enter into and will comply with these Terms. Further, no user shall allow or permit any child under 18 years of age, unless an emancipated minor, to access or use his or her account, the Site, or the Services, upload information to the Site, or download information from the Site, unless such a child possesses the consent of his or her parent or guardian.
As a condition of your use of the Services, you agree that you: (a) will not use the Site or the Services for any purpose that is unlawful, fraudulent, deceitful, untruthful, misrepresentative, dishonest or related in any manner to unlawful, unethical or morally questionable activities or is directly or indirectly related to the foregoing; (b) will not upload, transmit or otherwise distribute any content that is unlawful, unethical, morally questionable, defamatory, harassing, abusive, fraudulent, obscene, contains viruses, or is otherwise objectionable to the Company; (c) will not tamper, hack, modify, frame, “deep link” or otherwise bypass or attempt to bypass security, functionality, entry points or any other features of the Site or the Services; (d) will not use any robot, spider, other automated device, or manual process to monitor or copy any content from the Site; (e) will not directly or indirectly, either separately or as part of another service, agree to resell, duplicate, make derivative works of, reproduce, or exploit all or any part of the Site or the Services; (f) will not rent, lease, distribute, or resell the Services, or use the Services for developing a competitor service (or contract with a third party to do so), or remove or alter any of the logos, trademark, patent or copyright notices, confidentiality or proprietary legends, or other notices or markings that are on or in the Site or the Services; (g) will not decipher, decompile, hack, delete, augment, alter, disassemble, or reverse engineer any of the software comprising or in any way used or downloaded from the Site or the Services; (h) will abide by all applicable local, provincial, state, national and international laws and regulations; (i) will not use the Site or the Services for any purpose otherwise prohibited by these Terms; and (j) will cooperate with the Company to investigate any suspected unlawful, fraudulent or improper activity.
a. User’s Representations and Warranties. Any information (including, without limitation, personal identification and health information), data, forms, documents, photographs, graphics, messages, or other materials that a user uploads, publishes or displays on the Site or otherwise shares with the Company in connection with the Services shall be referred to herein as “User-Created Content.” Each user makes the following representations and warranties about his or her User-Created Content: (i) he or she assumes full legal responsibility for all of his or her User-Created Content, including, without limitation, the accuracy and completeness thereof; (ii) no copyright, trademark, trade secret, publicity or privacy rights, or other intellectual property rights are being violated by his or her uploading or sharing of any of his or her User-Created Content via the Site or the Services; and (iii) he or she shall not upload or share any User-Created Content on the Site that he or she does not have permission to post, transmit, or share.
b. The Company’s Limitation of Liability. The Company does not guarantee the accuracy, integrity, appropriateness, quality, or validity of User-Created Content. User-Created Content does not necessarily represent the views or opinions of the Company and under no circumstances will the Company be liable in any way for any User-Created Content, including, without limitation, liability related to any loss or damage of any kind incurred as a result of the use of any User-Created Content posted, emailed, or otherwise transmitted via the Site. As such, you are solely responsible (at your own expense) for creating backup copies and replacing any User-Created Content you upload to or post or store on the Site or otherwise provide to the Company. Notwithstanding its lack of obligation, the Company may remove any User-Created Content at any time, at its sole discretion, including User-Created Content that in the sole judgment of the Company violates these Terms or which may be offensive, illegal, or violates the rights of any person or entity, or harms or threatens the safety of any person or entity. The Company assumes no obligation to maintain or store User-Created Content. The Company may delete, modify, or restrict the display of User-Created Content at any time for any reason.
c. The Company’s Permitted Use. The Company does not claim ownership of your User-Created Content. Subject to the rights granted to the Company in these Terms, you retain full ownership of your User-Created Content to the extent you would otherwise have intellectual property rights or other proprietary rights associated therewith. By sharing your User-Created Content to the Site, you authorize and direct the Company to duplicate and copy your User-Created Content as the Company deems necessary to facilitate the posting and storage of your User-Created Content on the Site and provide the Services. You further authorize the Company to anonymize and aggregate your User-Created Content. You authorize the Company to use your User-Created Content to, among other things, enable the Company to provide current or future Services and for benchmarking, research and development, data products, or other marketing purposes. By choosing to upload your User-Created Content to the Site, you grant the Company and its affiliates and partners an irrevocable, perpetual, worldwide, royalty free, non-exclusive right and license (with the right to sub-license) to use your anonymized and aggregated User-Created Content in all present and future media and in any manner relating to the Site or the Services.
d. Exporting Data. Each user is solely responsible for all direct or indirect communication initiated by him or her while using the Services, including, without limitation, e-mails, text messages, and phone calls. The Company assumes no responsibility for the use (including, without limitation, sorting, filtering, exporting, or printing), security, or privacy of your User-Created Content once downloaded and exported from the Site in this regard.
Subject to these Terms, the Company grants you a personal, non-exclusive, non-assignable, and non-transferable right and license to access and use the Site and the Services solely for personal and non-commercial use. The use of the Site for any purpose other than as contemplated by the Services constitutes a violation of the Company’s copyright and proprietary rights. Unless authorized by the Company in writing, you agree not to reverse-engineer, duplicate, publish, modify, or otherwise distribute any of our materials. You are solely responsible for the accuracy and completeness of all information you upload, input, or provide to the site, and you agree to bear all risks associated therewith. Further, you are solely responsible for all equipment, software, and connections, including, without limitation, the security and privacy of those connections, to the Internet, which is required to gain access to the Site and the Services.
The Site and the Services contain copyrighted material, trademarks and other proprietary and, in some circumstances, confidential information of the Company and its licensors, which may include, without limitation,: text, ideas, know-how, methodologies, processes, content, data, software, photos, designs, illustrations, video, graphs, graphics, audio, images, photographs, icons, links, software and all modifications and derivative works thereof (collectively, the “Proprietary Material”). All of the Proprietary Material is owned by the Company or its licensors and is protected by applicable intellectual property rights, including copyright, patent and trade-mark legislation and treaties. You agree not to modify, publish, copy, transmit, register or claim title to, participate in the transfer or sale of, create derivative works of, or in any way exploit, in whole or in part, any of the Proprietary Material, except for copying that occurs in the ordinary course of browsing the Internet and personal copies of portal information that you make for your personal use, including for your own records. You agree to respect any copyright, trade-mark, patent and other proprietary rights contained in any of the Proprietary Material of the Site or the Services.
The Company respects your privacy and will take reasonable steps to protect your information and the privacy of the users of the Site and the Services. By agreeing to these Terms, you acknowledge and consent to the Site’s Privacy Policy (the “Privacy Policy”).
The links included within the Site may cause you to leave the Site in order to gain access to other websites (each, a “Linked Site” and collectively, the “Linked Sites”). The Linked Sites are not under the control of the Company and the Company is not responsible for the content of any Linked Site or any link contained in a Linked Site, or any changes or updates to any Linked Site. Such links are provided to you only as a convenience. The Company may amend, add or delete links on the Site, in its sole discretion. When you access a Linked Site, you do so at your own risk.
THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY, REGARDING OR RELATING TO THE SERVICES PROVIDED TO AN USER, INCLUDING, WITHOUT LIMITATION, THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE SERVICES. THE SERVICES ARE PROVIDED “AS IS”, “WITH ALL FAULTS”, AND WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, THE COMPANY SPECIFICALLY DISCLAIMS ANY AND ALL WARRANTIES AND REPRESENTATIONS WITH REGARD TO THE SERVICES, INCLUDING, WITHOUT LIMITATION, ALL IMPLIED WARRANTIES AND REPRESENTATIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE COMPANY DOES NOT GUARANTEE THAT A USER’S ACCESS TO THE SITE OR THE SERVICES WILL BE UNINTERRUPTED, AVAILABLE AT ALL TIMES, OR ERROR FREE OR THAT THAT A USER’S INTERNET CONNECTION TO THE SITE WILL BE SECURE. THE COMPANY MAKES NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, REGARDING THE COMPLETENESS OR ACCURACY OF THE USER-CREATED CONTENT.
Without limiting the generality of the foregoing, you acknowledge and agree that the Company:
a. does not represent or warrant that the Services will be uninterrupted or error-free, that defects will be corrected, or that the Services or the servers that make the Services available are free of viruses or other harmful components;
b. does not represent or warrant that the use or the results of the use of the Services will be correct, accurate, timely, or otherwise reliable;
c. shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through the Services; and
d. shall not be responsible for any loss due to payments to unintended users due to the input by you of incorrect information or for payments in incorrect amounts.
IN NO EVENT SHALL THE COMPANY OR ITS AFFILIATES, AGENTS, LICENSORS, MEMBERS, MANAGERS, OFFICERS OR EMPLOYEES BE LIABLE FOR ANY DIRECT OR INDIRECT DAMAGES, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE OR DATA, ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESSING THE SITE, WITH THE USE OR PERFORMANCE OF THE SITE OR THE SERVICES, WITH THE DELAY OR INABILITY TO USE THE SITE OR THE SERVICES, WITH THE PROVISION OF OR FAILURE TO PROVIDE THE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES OBTAINED THROUGH THE SITE OR THE SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE OF THE SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE.
THE COMPANY SHALL NOT BE LIABILE TO YOU FOR DAMAGES OF ANY KIND IN ANY ONE OR MORE CAUSE(S) OF ACTION RELATED TO YOUR USE OF THE SITE OR THE SERVICES. IN NO EVENT SHALL THE COMPANY OR ITS MEMBERS, MANAGERS, AFFILIATES, AGENTS, LICENSORS, DIRECTORS, OFFICERS OR EMPLOYEES BE LIABLE FOR ANY ACT OR OMISSION OF ANY THIRD PARTY, INCLUDING, WITHOUT LIMITATION, ANY OF ITS SUPPLIERS OR ANY OTHER USERS OF THE SITE OR THE SERVICES, OR FOR ANY CIRCUMSTANCE BEYOND THEIR REASONABLE CONTROL.
You agree to indemnify and hold harmless the Company and its members, managers, affiliates, agents, licensors, directors, officers and employees, from any loss, claim, demand, and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, including reasonable lawyers’ fees, sustained, incurred or paid by any such indemnified party and due to or arising out of your use of the Site or the Services, your use of the User-Created Content, your conduct on the Site, an inaccuracy or incompleteness with your User-Created Content, or due to any transactions or activities that you otherwise engage in with any third party in connection with the Services.
These Terms are effective until terminated by the Company. The Company may terminate these Terms and limit your access to any part or all of the Site and/or the Services at any time: (a) upon your breach, suspected breach or anticipated breach of any of these Terms, all as determined by the Company; (b) at any time upon any order or anticipated order of any regulatory body or agency which would limit in any way the provision of the Services, with such termination effective immediately; (c) at any time, without cause an with or without notice to you.
Your email address is the primary means used to contact you about matters concerning the Services. You are responsible for ensuring that your email address, and any other contact information registered on or included in your profile, is current, correct, and operational at all times.
These Terms will be governed by and construed in accordance with the laws of the State of Ohio, without giving effect to any principles of conflict of laws. All claims and disputes arising under or relating to these Terms are to be settled by binding arbitration in Columbus, Ohio. The arbitration shall be conducted on a confidential basis pursuant to the Commercial Arbitration Rules of the American Arbitration Association, and each party hereby consent to any such disputes being so resolved. THE PARTIES HEREBY UNCONDITIONALLY WAIVE THEIR RESPECTIVE RIGHTS TO A JURY TRIAL, TRIAL BY JUDGE OR CLASS ACTION OF ANY CLAIM OR CAUSE OF ACTION BASED UPON OR ARISING OUT OF, DIRECTLY OR INDIRECTLY, THESE TERMS, ANY OF THE RELATED DOCUMENTS, AND/OR DEALINGS BETWEEN THEM RELATING TO THE SUBJECT MATTER OF THESE TERMS.
The Company reserves the right to change, amend, or modify these Terms at any time. If the Company changes, amends, or modifies these Terms, it will adjust the “Last Modified” date at the bottom of these Terms and post such changed, amended, or modified Terms on the Site. For this reason, you should check the Terms each time you access or use the Site or use the Services to keep informed of any changes, amendments, or modifications to the Terms. Your continued access or use of the Site or use the Services after such change, amendment, or modification will constitute your: (a) acknowledgment of the changed, amended, or modified Terms; and (b) your agreement to abide and be bound by these changed, amended, or modified Terms.
You shall not transfer or assign, by operation of law or otherwise, any rights or obligations you have under these Terms without the prior written consent of the Company. The Company may assign any of our rights or obligations under these Terms without your consent.
If any part of these Terms is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, the remainder of these Terms shall continue in full force and effect. Unless otherwise specified herein, these Terms constitute the entire agreement between you and the Company with respect to you accessing the Site and using the Services and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and the Company with respect to you accessing the Site or using the Services.
You hereby certify that you will use the Site and the Services to process transactions in your name only.
Words of the masculine, feminine, or neuter gender in these Terms shall mean and include the correlative words of other genders, and words importing the singular number in these Terms shall mean and include the plural number and vice versa.
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Last Modified: February 26, 2020